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Today we're joined by Heath Goodrich of Lending Path Mortgage, and he's going to be speaking about the importance of being pre-qualified for a mortgage loan.
A lot of buyers believe that the first part of the process is to go out and search for homes, but what you should do before anything else is speak with a mortgage lender and figure out what you can afford to buy.
When you know how much you can afford, you can narrow down your options dramatically, and this makes searching for a home much simpler.
The first step in this process is to give Heath a call at (803) 765-9399. You will speak for about five to ten minutes and apply on the phone, and then in 24 hours he can analyze your situation and find you the best loan product possible.
Once you have this information you can begin the buying process, and as a pre-qualified buyer you have a better chance of standing out in a crowded market. Sellers will know that you are serious about buying, and they will be much more likely to pick you in a multiple offer situation.
Please don't hesitate to contact us if you need to buy or sell in Columbia, we would be pleased to assist you!
